Calculated
DCF
Free cash flow, growth, discount rate, and terminal growth form an intrinsic value range.
57.91 USD54.13 USD67.87 USD
+67.74%
54.13 USDCurrent price is 67.7% above the base model value.
S
Financial ServicesSecurity Brokers, Dealers & Flotation CompaniesUS
SCHWAB CHARLES CORP (SCHW.US) Valuation Assumptions
US · US
Latest price90.80 USD
30D-2.66%
Vs. base scenario-5.7%
What price implies
Current price implied expectations
At 90.80 USD, the model implies roughly 4.8% annual FCF growth for 10 years, with operating margin near - and terminal growth around 3.0%. This module is a research reference.
Implied FCF CAGR4.8%
10-year Reverse DCF scenario
Long-term operating margin-
Five-year annual median
Implied terminal growth3.0%
From current model assumptions
Discount rate assumption9%
Estimated from current sector rules
Valuation model range vs. current price
Each row shows a model output range, with a vertical line for the current price.
DCFCalculated
54.13 USD-67.87 USD
Owner EarningsCalculated
85.53 USD-180.29 USD
Current price reference line
Why models disagree
Different models rely on different financial facts. The status blocks show which lenses fit this page data.
| Model | Fit | Context |
|---|---|---|
| DCF | Suitable | Useful when recurring free cash flow history exists; sensitive to growth and discount assumptions. |
| Owner Earnings | Suitable | Useful when net income is positive and broadly tracks owner earnings. |
| Reverse DCF | Suitable | Shows the FCF growth implied by current price under stated assumptions. |
| Earnings Power Value | Not meaningful | Useful for mature operating profit, with limited emphasis on growth. |
| Graham Number | Limited | Works best when EPS and book value are both positive. |
| Dividend Discount Model | Not meaningful | Needs explicit dividend history, which is not part of this M1 snapshot. |
| Net-Net Liquidation Value | Not meaningful | Requires current asset and liability detail beyond the M1 static export. |
| PEG | Limited | A quick growth multiple lens when EPS history is positive. |
| EV/EBITDA | Not meaningful | Useful for capital structure context when operating profit is available. |
| P/FCF | Limited | A compact free-cash-flow multiple view for positive FCF years. |
| P/B | Limited | More useful for asset-heavy balance sheets than asset-light companies. |
| P/S | Limited | A revenue multiple lens when profit or FCF is not stable. |
| Peer Comparison | Not meaningful | Peer set normalization is not included in the current static export. |
Model calculation reference
Hover each model row to inspect formulas and inputs.
Current price90.80 USD
Base scenario96.25 USD
Vs. base scenario-5.7%
Price date2026/04/29
71.72 USD96.25 USD124.08 USD
-5.66%
Calculated
Owner Earnings
Uses recent net income as an owner-earnings proxy and discounts scenario growth.
85.53 USD138.37 USD180.29 USD
-34.38%
138.37 USDCurrent price is 34.4% below the base model value.Adjusted reference: 118.01 USD
Calculated
Reverse DCF
Solves the forward FCF growth rate implied by the current price.
Implied growth4.8%
Current price implies roughly 4.8% annualized FCF growth.
4.8%Current price implies roughly 4.8% annualized FCF growth.
Excluded
Earnings Power Value
Estimates earnings power value without assuming growth.
---
-
-Operating income data is insufficient.
Updated: 2026/04/29 15:25
Key financial trend
Annual financial metrics with switchable views. · Unit: USD
Revenue24B USD
Net income9B USD
Free cash flow9B USD
Operating cash flow9B USD
Valuation basis and non-recurring items
Collapsed by default. Expand to inspect structured one-time items and adjusted figures without making them the primary page focus.
ExpandCollapse
Valuation basis and non-recurring items
Collapsed by default. Expand to inspect structured one-time items and adjusted figures without making them the primary page focus.
A positive amountAfterTax means the item increased reported net income; a negative value means it reduced reported net income. Adjusted net income = reported net income minus total after-tax impact. Valuation defaults to reported figures; adjusted figures are shown to observe one-time-item impact.
| Period | Item | Category | After-tax impact | Confidence |
|---|---|---|---|---|
| 2022/12/31 | Restructuring charges | Restructuring | -259M USD | Medium |
| 2021/12/31 | Restructuring charges | Restructuring | -66M USD | Medium |
| 2020/12/31 | Restructuring charges | Restructuring | -278M USD | Medium |
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Quarterly and annual financial table
Financial DetailsShowing latest 5 / 14
| Period | Type | Revenue | Net Income | Adjusted net income | Free Cash Flow | Diluted EPS | Adjusted EPS |
|---|---|---|---|---|---|---|---|
| 2025/12/31 | Annual | 24B USD | 9B USD | - | 9B USD | 4.65 | - |
| 2024/12/31 | Annual | 20B USD | 6B USD | - | 2B USD | 2.99 | - |
| 2023/12/31 | Annual | 19B USD | 5B USD | - | 19B USD | 2.54 | - |
| 2022/12/31 | Annual | 21B USD | 7B USD | 7B USD | 1B USD | 3.5 | 3.63 |
| 2021/12/31 | Annual | 19B USD | 6B USD | 6B USD | 1B USD | 2.83 | 2.86 |
Data source and quality
Open to inspect field-level SEC EDGAR source, filing form, and derived notes.
SEC EDGAR
Data source and quality
Open to inspect field-level SEC EDGAR source, filing form, and derived notes.
FAQ
Quick notes on price-implied expectations, model differences, and source data.
What does the current price imply?
TickerVal uses current price, estimated shares, free cash flow, and discount assumptions to infer the operating scenario embedded in market price.
How should Reverse DCF be read?
Reverse DCF is not a forecast. It solves the FCF growth rate implied by current price under stated discount-rate and terminal-growth assumptions.
Why do model output ranges differ?
Each model relies on different financial facts such as cash flow, profit, assets, or revenue, so model fit and output ranges can differ.
Where does the financial data come from?
Pages prioritize SEC EDGAR company filings, with field-level source, filing form, and derived notes shown in Source & Quality.
Is this page an investment opinion?
No. TickerVal provides research references and transparent assumptions, not personalized investment opinions.
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