Calculated
DCF
Free cash flow, growth, discount rate, and terminal growth form an intrinsic value range.
524.41 USD907.48 USD1,225.50 USD
-82.06%
907.48 USDCurrent price is 82.1% below the base model value.
C
US
CINF.US · CINCINNATI FINANCIAL CORP
US · US
Latest price162.82 USD
30D-11.91%
Vs. base value-70.3%
Research summary
CINF.US latest organized financial period shows revenue grew +11.41% YoY and net income grew +4.41% YoY. Current price is about 163 USD, while the model base case is about 549 USD; the current price sits -70.3% versus the base case. No structured non-recurring items are identified, so valuation defaults to reported figures. This summary is intended for public-information research and model review.
Key financial trend
Annual financial metrics with switchable views. · Unit: USD
Revenue13B USD
Net income2B USD
Free cash flow3B USD
Operating cash flow3B USD
Price trend
Price date: 2026/04/29 · Updated: 2026/04/29 15:26
Valuation model range
Hover each model row to inspect formulas and inputs.
Current price162.82 USD
Base value548.83 USD
Vs. base-70.3%
Price date2026/04/29
339.24 USD548.83 USD715.13 USD
-70.33%
Calculated
Owner Earnings
Uses recent net income as an owner-earnings proxy and discounts scenario growth.
339.24 USD548.83 USD715.13 USD
-70.33%
548.83 USDCurrent price is 70.3% below the base model value.
Calculated
Reverse DCF
Solves the forward FCF growth rate implied by the current price.
Implied growth-6.7%
Current price implies roughly -6.7% annualized FCF growth.
-6.7%Current price implies roughly -6.7% annualized FCF growth.
Excluded
Earnings Power Value
Estimates earnings power value without assuming growth.
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-Operating income data is insufficient.
Updated: 2026/04/29 15:26
Valuation basis and non-recurring items
Collapsed by default. Expand to inspect structured one-time items and adjusted figures without making them the primary page focus.
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Valuation basis and non-recurring items
Collapsed by default. Expand to inspect structured one-time items and adjusted figures without making them the primary page focus.
A positive amountAfterTax means the item increased reported net income; a negative value means it reduced reported net income. Adjusted net income = reported net income minus total after-tax impact. Valuation defaults to reported figures; adjusted figures are shown to observe one-time-item impact.
No structured non-recurring items identified. Valuation currently defaults to reported figures and does not claim one-time gains have been removed.
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Quarterly and annual financial table
Financial DetailsShowing latest 5 / 14
| Period | Type | Revenue | Net Income | Adjusted net income | Free Cash Flow | Diluted EPS | Adjusted EPS |
|---|---|---|---|---|---|---|---|
| 2025/12/31 | Annual | 13B USD | 2B USD | - | 3B USD | 15.17 | - |
| 2024/12/31 | Annual | 11B USD | 2B USD | - | 3B USD | 14.53 | - |
| 2023/12/31 | Annual | 10B USD | 2B USD | - | 2B USD | 11.66 | - |
| 2022/12/31 | Annual | 7B USD | -486M USD | - | 2B USD | -3.06 | - |
| 2021/12/31 | Annual | 10B USD | 3B USD | - | 2B USD | 18.1 | - |
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