Excluded
DCF
Free cash flow, growth, discount rate, and terminal growth form an intrinsic value range.
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-Positive free-cash-flow history is shorter than two years.
C
Financial ServicesBanks - DiversifiedUnited States
C.US · Citigroup Inc.
NYQ · US · USD
Latest price127.79 USD
30D-17.25%
Vs. base value-25.3%
Research summary
C.US latest organized financial period shows revenue grew +5.63% YoY and net income grew +12.81% YoY. Current price is about 128 USD, while the model base case is about 171 USD; the current price sits -25.3% versus the base case. This summary is intended for public-information research and model review.
Key financial trend
Annual financial metrics with switchable views. · Unit: USD
Revenue85B USD
Net income14B USD
Free cash flow-74B USD
Operating cash flow-68B USD
Price trend
Price date: 2026/04/28 · Updated: 2026/04/29 07:26
Valuation model range
Hover each model row to inspect formulas and inputs.
Current price127.79 USD
Base value171.01 USD
Vs. base-25.3%
Price date2026/04/28
132.83 USD171.01 USD200.48 USD
-25.27%
Calculated
Owner Earnings
Uses recent net income as an owner-earnings proxy and discounts scenario growth.
137.94 USD214.30 USD273.23 USD
-40.37%
214.30 USDCurrent price is 40.4% below the base model value.
Calculated
Reverse DCF
Solves the forward FCF growth rate implied by the current price.
Implied growth-0.2%
Current price implies roughly -0.2% annualized FCF growth.
-0.2%Current price implies roughly -0.2% annualized FCF growth.
Excluded
Earnings Power Value
Estimates earnings power value without assuming growth.
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-Operating income data is insufficient.
Updated: 2026/04/29 07:26
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Quarterly and annual financial table
Financial DetailsShowing latest 5 / 9
| Period | Type | Revenue | Net Income | Free Cash Flow | Diluted EPS |
|---|---|---|---|---|---|
| 2025/12/30 | Annual | 85B USD | 14B USD | -74B USD | 6.99 |
| 2024/12/30 | Annual | 81B USD | 13B USD | -26B USD | 5.94 |
| 2023/12/30 | Annual | 78B USD | 9B USD | -80B USD | 4.04 |
| 2022/12/30 | Annual | 74B USD | 15B USD | 19B USD | 7 |
| 2021/12/30 | Annual | - | - | - | - |
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